Tax season part one: The Gathering

Tax season part one: The Gathering

Tax season is almost upon us. Usually January is the only time of year I open every piece of mail that comes to me, because you never know when an envelope will contain some form of tax document. Usually they are marked with “tax document enclosed”, but some places (like my mortgage company) have chosen […]

Insider Trading – Evidence That it Is Happening, At Last!

The UK Financial Services Authority (FSA) have just announced the results of a six month investigation into insider trading – the trading of shares in the knowledge of price sensitive information not yet made public. While the results are not surprising, it is the first time that the FSA have been so strong in their […]

Is Independent Financial Advice Under Threat?

For many years now, the UK financial industry has been dominated by the mass of Independent Financial advisers. These are the people who show us where to put our money, when to cash it in and what to do with it. But are they really independent?

UK Interest Rates Set To Rise Again

It seems almost inevitable that Thursday’s meeting of the Bank of England committee will sanction a further quarter percent rise in the UK base rate. Recent comments by some members of the committee have led many to believe that a move upwards is almost certain, a view further strengthened by recent news confirming that property […]

Joint Mortgages And The Risks If You Split Up

The majority of mortgages in the UK are in joint names, but it seems that old small print clauses from years gone by have not been removed. The clauses refer to the liability for payment of outstanding debts if a share of the property is used as collateral for a loan. The problem comes whereby […]

HIPs And The Rush To Sell

It has emerged that the debacle which is Home Information Packs (HIPs) may have had more of an impact upon the housing market than first thought. Data from the last two months has shown an unexplained rise in the number of homes for sale, against historic trends and totally unexpected. Did the HIPs situation play […]